I have some personal observations regarding the current state of affairs that surround me that might be helpful to you as you plan for 2022. Daily traffic, restaurants, travel, in person meetings, business interactions, personal savings, stock prices, and inflation all are up or increasing.  Many people I talk to are most grateful for having survived and even prospered over the past 2 years. This feeling of gratitude has lead many to increase their giving to causes and organizations that they care about and to support those who have not been as fortunate during this time. As we learn to live with in what might be a recurring virus world, perhaps the unity and goodness displayed recently can develop into a lasting legacy.